Employers are assisted in designing a plan to pay for Employer to pay for the smaller out-patient charges while securing an Insurance policy to cover the larger Medical charges associated with Hospitalization and out-patient surgery.

Health plans are customized for Employers with 25 Employees to 1,000 Employees. Matching Insurance carriers and PPO networks to the size of the Employers is by design for each Employer to maximize savings.

We are aligned with carriers that specialize in smaller Employers and carriers that specialize in Employers over 100 employees. Selection of the PPO network used in the plan also depends on size and location of the Employer’s employees.

All these components are implemented and work together to assist the Employer to administer their plan to yield a plan of benefits for the lowest cost possible.

Many plan designs are available with flexibility of benefit levels under the direction and control of the Employer. The Employer chooses from various deductible levels, coinsurance levels, co-pays, pharmacy benefits and can also offer a government compatible plan utilizing a Health Savings Accounts (HSA).

The proposal compares the current fully insured plan premium with the cost of the component parts that make up the Silicon Valley Health Plans. It clearly and specifically outlines all contract provisions, the premiums and factors that are set forth in the Silicon Valley Health Plans underwritten by the participating Reinsurance Carriers. There is disclosure and transparency of costs including monthly reports. That's what any company deserves and should expect from its professional service providers and its insurance carrier.

The plan is currently available to groups of 25 to 1,000 employees in California and many other states. Let us provide a proposal so you can see how our plan works.